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Remembering Mike

December 21, 1954-
August 9, 2012

 

New Blog Post

Four Themes to Successfully Navigating the Supreme Court Decision

The decision by the U.S. Supreme Court to uphold the controversial Patient Protection and Affordable Care Act confirms the direction of healthcare reform that had already begun a few years ago.  Many payers and providers, responding to the slowly emerging regulatory architecture of the law, have embarked on large scale transformational initiatives which will fundamentally change their business models forever.

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New Article

Payers and Providers: The Pressure On Payers Is Relentless

No matter the outcome of the Affordable Care Act, the long-term picture for payers remains uncertain. Even if all the ACA provisions are enforced by the Supreme Court, there are still many issues to sort out. If some of the provisions are struck down, then other issues will be encountered. In an unpredictable business environment, Blue Cross Blue Shield Montana decided to give itself a physical and make process improvements to control what we could control.

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Promissory note finders need a license in California – Also, how to cut costs without laying off workers

Source: Los Angeles Times – January 17, 2011
By: Karen E. Klein

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Dear Karen: Do I need a license to operate as a promissory note finder in California?

Answer: According to the California Department of Real Estate, note-brokering does require a real estate license. If you are offering to sell, buy or exchange promissory notes with the expectation of compensation, you must be licensed, said Skip Dalrymple, a start-up business coach with BIZ Start & Grow in San Diego.

At recruitment seminars for real estate mortgage solicitors, some attendees are erroneously told that they do not need to be licensed in California. “This is wrong,” Dalrymple said.

More information is available in the FAQ section of the Department of Real Estate website, http://www.dre.ca.gov.


Dear Karen: I need to lower my expenses. What are some ways I can cut costs without sacrificing my staff?

Answer: Increasing your operational efficiency can help cut costs dramatically. “Small-business owners need to work with their employees to determine where waste is,” said Ron Wince, chief executive of management consulting firm Guidon Performance Solutions.

Ask your employees for ideas on where you can become more efficient. Perhaps it’s a more streamlined process for maintaining a contact database, or a simplified procedure for filing employee benefits. “Some of the most simple changes can result in the biggest cost savings,” Wince said.

All contents © 2011 AZ Los Angeles Times. All Rights Reserved.

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