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Available On-Demand Event

2012 High Performance Virtual Summit

High Performance Virtual Summit

This year's summit on “Creating Real Change” gives you the opportunity to learn from leaders in healthcare and industries who will share their experiences and perspective on improvement and transformation with an emphasis on what really works.

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New White Paper

Enterprise Risk Management: Proof or Promise?

There is overwhelming consensus among financial services executives that the current risk environment has become significantly more complex, dynamic, and difficult to navigate. Some new mandates are expensive and cut into margins and profitability, so there is a real motivation to not only comply but to more effectively manage the response and cost.

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New Article

AMN Healthcare: Providers Re-engineering Healthcare for Greater Efficiency

With healthcare reimbursement becoming tighter and patients expecting more from their providers, hospitals and other health systems are seeking ways to change processes and become more efficient.

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Promissory note finders need a license in California – Also, how to cut costs without laying off workers

Source: Los Angeles Times – January 17, 2011
By: Karen E. Klein

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Dear Karen: Do I need a license to operate as a promissory note finder in California?

Answer: According to the California Department of Real Estate, note-brokering does require a real estate license. If you are offering to sell, buy or exchange promissory notes with the expectation of compensation, you must be licensed, said Skip Dalrymple, a start-up business coach with BIZ Start & Grow in San Diego.

At recruitment seminars for real estate mortgage solicitors, some attendees are erroneously told that they do not need to be licensed in California. “This is wrong,” Dalrymple said.

More information is available in the FAQ section of the Department of Real Estate website, http://www.dre.ca.gov.


Dear Karen: I need to lower my expenses. What are some ways I can cut costs without sacrificing my staff?

Answer: Increasing your operational efficiency can help cut costs dramatically. “Small-business owners need to work with their employees to determine where waste is,” said Ron Wince, chief executive of management consulting firm Guidon Performance Solutions.

Ask your employees for ideas on where you can become more efficient. Perhaps it’s a more streamlined process for maintaining a contact database, or a simplified procedure for filing employee benefits. “Some of the most simple changes can result in the biggest cost savings,” Wince said.

All contents © 2011 AZ Los Angeles Times. All Rights Reserved.

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